CREDIT CARDS - THE LOWDOWN

CREDIT CARDS - THE LOWDOWN

CREDIT CARDS - THE LOWDOWN

CREDIT CARDS - THE LOWDOWN

CREDIT CARDS - THE LOWDOWN

CREDIT CARDS - THE LOWDOWN

CREDIT CARDS - THE LOWDOWN

CREDIT CARDS - THE LOWDOWN

Chase Free Cash Rewards(SM) Visa? Card? Like the Platinum card, you also get an introductory rate of 0% Fixed APR for up to 12 months* with no annual fee. With the Chase Free Cash Rewards(SM) Visa? Card, you get 1% cash back points for every purchase. Even better, for every 2,500 points earned, you can redeem them for either a $25 check or a $25 gift certificate from a variety of top notch merchants. You get 1,000 Bonus Points with your first purchase with this card. Chase TravelPlus Visa? Card? Are you a jetsetter? A true road warrior? If so, why not make your trips work for you? The Chase TravelPlus Visa? Card was created for frequent travelers just like you. Besides the 0% APR for the first 12 months and a low annual fee of $29, card holders reap big benefits in the form of one airline mile for every dollar spent!

Another favorite Citi card is the Citi Diamond Rewards card. The structure is very simple, and the card rewards you for spending money on everyday necessities. When you use the card at supermarkets, gas stations and drug stores, you receive five points for every dollar you spend, and when you use it elsewhere, you receive one point on the dollar. Citi gives you 6,000 bonus points after your first purchase, which can be redeemed for a $50.00 gift certificate. Again, this card has no annual fee, which means that you don’t have to pay to use the card. When you use it to buy airplane tickets, you earn Flight Points, and when you use it to buy other goods, you earn Spend Points and Purchase Points.